It’s that time of year again when companies embark on their mid-year reviews – a time to evaluate what is working and what is not, a time to make adjustments and take on new initiatives in an effort to end the year on a strong positive note. The mid-year check-up provides a useful yardstick for auto lenders as well.
How is your portfolio performing? If some of the recent auto finance data that arrived in June is any indication, your portfolio might be on a track to satisfy management and other stakeholders. Last week, the expert who oversees the S&P/Experian Consumer Credit Default Indices explained how May’s auto default movement should put discussions about

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